Acting in accordance with the law and legislation, but also according to generally accepted ethical principles, in particular the fundamental rights which are specified in the UN Convention on Human Rights and the principles of tolerant cooperation, which are contained in our constitution, are the cornerstones of our value framework vis-à-vis our staff, customers, business partners, competitors, regulatory authorities, supervisory bodies and all other parties. Our absolute priority is strict compliance with legislation, provisions and regulations. This code of conduct is binding for all our staff.